Working Life Financial Wellness Tools & Resources
- Improve your financial literacy
- Develop a sustainable budget
- Plan and save for future goals
- Understand and manage debt
Find what matters most right now
Filter by topic to quickly find the right Working Life tool, guide or support resource.
All Working Life tools & resources
Showing 20 results across all topics.
Financial Health Check Questionnaire
See where you stand and get a clear next step.
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Budget Planner
Plan monthly spending, track changes and stay in control.
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Reading a Pay Stub
Use the interactive guide to sense-check gross pay, benefit deductions, 401(k) contributions and take-home pay.
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Borrowing Money Responsibly
Understand borrowing choices, risks and smarter next steps.
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Getting Mortgage Ready
Get ready for a mortgage with the key steps in one place.
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Why save for Retirement?
See why steady retirement saving matters and how to start.
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Education Savings Calculator
Estimate what you need to save for future education costs.
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Savings Calculator
Test targets, timelines and growth scenarios in seconds.
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Protecting your Family Financially
Plan ahead to protect the people who rely on you.
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Protecting Your Family Financially
Safeguard your loved ones through effective financial strategies.
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Redundancy or Sudden Income Drop
What to do in the first few days after a job loss or income drop — from understanding your options to bill triage and finding your next step.
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Family Money Squeeze
A Working Life guide for households balancing childcare, school costs, food pressure and day-to-day cashflow.
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Caring, Work and Money
Guidance for people balancing employment and caring responsibilities, with a focus on income stability and support routes.
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Priority Bills First
A plain-English guide to the difference between urgent bills and lower-risk debts, and how to decide what to pay first.
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Planning Ahead for Retirement
A Working Life guide to retirement planning basics, with a focus on small practical steps rather than perfection.
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What Changed This Month?
A shared guide to spotting meaningful budget changes so users can adjust early instead of starting from scratch every month.
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US Financial Wellness Glossary
Plain-English definitions for US financial terms — 401(k), W-2, HSA, FICO, DTI, ACH, and more — grouped by topic.
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Understanding Your Credit Score
How FICO scores work, what the five factors mean, how to check your report for free, and practical steps to improve your score.
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Understanding Your W-2 Form
A box-by-box guide to what your W-2 shows — wages, withholdings, 401(k) contributions, and HSA amounts — and how to use it for financial planning.
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HSA and FSA: Benefit Accounts Explained
What HSAs and FSAs are, how they differ, what qualifies, and how to get the most out of them at open enrollment.
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